About Us

Our Company

Accountant Smart is an outsourced, cloud-based accounting services firm.  We take care of every aspect of the money-side of your business.  We process your transactions, prepare your reports and keep your back office running smoothly, all without you carrying a salary of a CFO or entire accounting department.  And because we’re cloud-based, you’re able to access your data from anywhere, any time, on any device.

Your focus is running your business.  Our focus is giving you accurate financial information to make the best decisions for your business. Each Accountant Smart team is led by a seasoned CPA or professionally certified accountant.  Whether you’re a small startup or a mature thriving company, having an out-sourced but completely dedicated financial team is the modern answer to today’s thriving marketplace.

More than just an accounting department, more than a bookkeeping service, we’re your cloud-based, uber-secure accounting solution that’s focused on your company’s success.

Why Accountant Smart?


Your dedicated team knows your business.


As a cloud-based service, finding financial information is easy and immediate — no paper files to go through, no information in the wrong hands.


Accounting as a cloud-based service means no paper waste; translating into less cost passed on to you.


Built from the ground up, we’ve built an iron-clad, custom accounting solution that can fit enterprises large and small.


Our SSAE 16 data center platform takes the highest security measures to protect your company’s vital financial information.

Meet the Leaders Behind Our Success!

Julaine Smith, CPA

Managing Member

Julaine has more than 25 years experience providing service to entrepreneurs, small business owners, and publically traded companies in the areas of business planning, accounting and finance.  During her career she served as Vice President of Finance and Division Chief Financial Officer for AT&T Broadband,  Operations Controller for InterMedia Management, Inc., Director of Financial Reporting and Technical Accounting for Pacific Telesis Group and Accounting Manager for Air Touch Cellular.  As a CPA business consultant, Julaine brings depth of knowledge and experience to her clients in areas of business management and accounting, including in-depth expertise in strategic planning and accounting for stock options, debt and other equity instruments issued by well-capitalized startups and early stage enterprises.   She completed her public accounting experience at Price Waterhouse in San Francisco and received her undergraduate degree in Business Administration–Accounting from California State University Hayward [East Bay]. In her spare time Julaine enjoys reading, traveling and spending time with friends and family. She is married to Terence and they have one son, Jonathan.

Jennifer Bandow, CPA, CMA

Managing Member

Jennifer brings over 20 years professional accounting experience to Accountant Smart, in both large enterprise and small business environments. She has focused her energy helping small to medium sized companies manage their accounting needs while growing their business. She is well versed in technical accounting knowledge and financial management skills. Her work with companies such as Remlinger Farms and butter LONDON has resulted in improved accounting processes, more accurate management reporting and cost savings for these companies. Jennifer’s clients have crossed many industries including retail, wholesale, manufacturing, food service, private aviation, property management, agriculture and construction, among others. Prior to focusing on small businesses, she worked in corporate accounting at McCaw Communications/AT&T Wireless, Starwave, and TriPath Imaging and received her degree from Loyola Marymount University in Los Angeles. Jennifer is married and has two children. When she’s not working, she enjoys watching her kids’ sports, visiting with friends and spending time with family.

Our Values

Customer Care

We strive to anticipate and meet the changing needs of our clients better than our competitors.


We conduct ourselves with honesty and professional ethics.


We perform high quality work in a capable, efficient and appropriate manner.


We highly value education and believe it’s important to continuously acquire new skills and knowledge.

Our Partners

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